What a show last week
What a show last week. Shamefully, I take perverse pleasure watching the president get hammered by his own ineptitude and core dishonesty. Finally “what goes around” has made the orbit and is coming around.
It’s no secret I dislike President Obama but have never thought him stupid. I do however think he’s a liar of the first magnitude.
I’m sure his supporters are rushing to knit together a blanket of plausible deniability under which he can take cover. Sadly, our president’s best defense is being clueless?
Many said Obamacare would be a train wreck, but I didn’t understand it enough to pass judgment. Now I’m totally amazed such a ridiculously obtuse monstrosity could’ve squeezed through even a Pelosi and Reid Congress.
Big liberal government must pound everybody into the same consistency. They have to produce a political smoothie without lumps of individuality; otherwise people retain choices and options, which is socialist Kryptonite.
To that end Democrats constructed this “one size fits all” mandatory universal menu of health services regardless of individual needs. My sons are thrilled they’re finally getting maternity benefits.
Plans carry “unisex” rates. Because women’s health insurance rates are generally higher than men’s, they decided to go gender neutral and charge everybody the same. Note that higher costs for women over men were produced by market realities, not political dogma.
The poison pill making this blob unsustainable financially is preventing the commercial market from adjusting premiums to risk. By eliminating pre-existing condition qualifiers regarding rates and waiting periods, they ultimately doomed Obama’s medical Goliath.
That eliminates any absolute need for proactive coverage. They’ve legislated an automatic adverse selection component into the system, which will eventually consume it.
If this was the way insurance worked 40 years ago do you think I would’ve spent $200,000 for “just in case” policies through those decades? I doubt it.
With no insurability restrictions, had we received bad news from a doctor — perhaps a sobering biopsy result — I could’ve immediately signed up for insurance to cover the long and expensive treatments facing us. No harm, no foul.
Ridiculous you say? What’s the difference between neutering exposure underwriting and timing elements in providing health coverage or similarly mandating Farm Bureau to write fire policies when applicants smell smoke?
It’s totally silly when you think about it. Extending liberal logic, perhaps we shouldn’t have to purchase flood insurance until Atlantic hurricanes target our coast and Skip broadcasts, “Shelter the pets, secure patio furniture and call an insurance agent!”
It’s almost stand-up comedy. “Have you heard the one about healthy young folks buying insurance to prop up Obamacare and pay for us old folks?” Help me off the floor, you’re a great audience!
This legislative albatross hangs around Obama’s arrogant belief we common citizens don’t know what we need and he does. I’m imagining his staff scurrying around the White House cleaning fans.
I’d love to be a fly on the wall, but given what’s surely filling White House air nowadays, the place is probably already swarming with them.
Otis Gardner’s column appears here weekly. He can be reached at email@example.com.